Flexible Payment Options
Because a pet’s love is priceless.
Interest Free Options Available¹
No Credit Needed²
Same-Day Financing
Flexible Payment Term Options
100% Approval Rates²
Low $25 Application Fee¹
¹Some payment options have a 0% interest rate. You will be charged a one-time application origination fee of $25 at the initiation of a payment option. You will be charged a one-time application fee of $25 at the initiation of a payment option.
²Lovet utilizes HFD, a loan servicing provider, to administer payment options. HFD obtains information from credit bureaus, and a soft credit check will be run as part of your application for a payment option. A soft inquiry has no effect on your credit score. Some applicants will not be approved based on extenuating circumstances. Reasons for non-approval include, but are not limited to: i) client has failed to repay a previous payment option on-time; ii) client is in bankruptcy;; iii) client does not have a valid United States social security number; iv) client is listed on the OFAC list. Eligibility is also subject to client meeting the minimum balance requirement.
Lovet Pay
A flexible way to pay
When your pet has an unexpected health issue, the financial strain can add to your stress. That’s why we created Lovet Pay, a flexible option that helps pet parents pay for the care their pets need over time.
With same-day financing, instant approvals, and more, Lovet Pay ensures your pet can get the care they need, when they need it, without the worries of a veterinary bill you may not be able to cover all at once.
How it Works
Complete Application
Fill out an application at the hospital with no impact to your credit score. Only a soft check is required while we determine the best payment terms for you.
Select Payment Schedule
Choose the payment schedule that works best for you and agree to terms. We offer a 100% approval rate with a low $25 application fee.
Receive Veterinary Care
Our compassionate veterinary providers will give your pet the vet care they need.
Make First Payment
After your appointment, make your first payment according to the terms of your schedule.
Other Ways to Pay
Credit Cards & Cash
AfterPay
CareCredit
Your Lovet Pay Questions Answered
What is Lovet Pay?
Lovet Pay is our flexible financing option which includes payment plans.
Do you offer payment plans for veterinary treatments?
Yes, we offer flexible payment plans as part of Lovet Pay to help manage the costs of unexpected veterinary care.
How do I learn if I qualify for Lovet Pay?
You will find out if you qualify for Lovet Pay during your consultation with our hospital staff. Our staff will explain all the financing options and find the right one that works for you.
How long does it take to get approved for Lovet Pay?
Lovet Pay has instant approvals. Once you submit your application, you will find out if you’re approved within minutes.
Can I use pet insurance in conjunction with Lovet Pay?
Yes, you can use both pet insurance and Lovet Pay to help cover the cost of your pet’s visit.
How can I discuss payment options and plans with your team?
You will have the opportunity to discuss payment plans with our team during your Lovet Pay consultation. Our staff will share our financing options with you and help find the best one that meets your needs. Feel free to give one of our hospitals a call if you’d like to discuss anything before your consultation as well!
Are there interest-free options available for payment plans?
Yes, we offer interest-free payment plans for qualifying treatments as part of Lovet Pay. Please talk with our staff at your hospital for more details.
Is there a credit check required to qualify for Lovet Pay?
Yes, there is a soft credit check that is completed on any pre-qualification for our payment plans, however, we have 100% approval rates².
²Lovet utilizes HFD, a loan servicing provider, to administer payment options. HFD obtains information from credit bureaus, and a soft credit check will be run as part of your application for a payment option. A soft inquiry has no effect on your credit score. Some applicants will not be approved based on extenuating circumstances. Reasons for non-approval include, but are not limited to: i) client has failed to repay a previous payment option on-time; ii) client is in bankruptcy;; iii) client does not have a valid United States social security number; iv) client is listed on the OFAC list. Eligibility is also subject to client meeting the minimum balance requirement.